How it Works

Attractive Gems Jewelers $10,000.00 credit line with 24-month 0% financing gives you an opportunity to obtain a Credit account even if you have bad credit, we believe in giving everyone with or without credit a chance! and hope to gain happy customers for years to come.

As a member, you get 60% off your online and/or in store jewelry purchase.

YOUR APPROVAL IS GUARANTEED as long as you meet the below criteria:

  • Must be a US Citizen
  • Must be 18 years of age or older
  • Must have a valid Social Security number

Attractive Gems Jewelers $10,000 revolving credit line has a onetime membership fee of $149.99 and an annual maintenance fee of $99.99

  • MEMBERSHIP FEE: On the Effective Date of the Agreement, Borrower will be charged a one-time nonrefundable membership fee of $149.99 to initiate the account (“Membership Fee”).
  • ANNUAL FEE: A maintenance and service fee of $99.99 will be applied to your account each year beginning on the anniversary date of the Effective Date (“Annual Fee”). The Annual Fee shall be payable on each anniversary of the Effective Date until the Agreement is terminated. The annual fee will be auto-charged to the card on file.

Your one-time membership fee of $149.99 should only be for the purpose of obtaining the $10,000.00 credit limit to be used for purchasing jewelry. Becoming a member will also get you 60% off any item/items you choose to purchase in our retail stores or through our website.

Attractive Gems Jewelers will not pull a hard or soft inquiry, but will Identify your identity through a secure system.

Attractive Gems Jewelers will keep your credit account open for as long as your yearly membership fee is paid.

You can cancel your yearly membership fee at any time.

At any time, you decide to cancel your membership, your account will be closed.

If Attractive Gems Jewelers does not receive your yearly membership payment on the due date your credit account will be closed the following month.

There are no refunds, your membership is a digital product.

It will take between 15 to 45 days from the day you become a member, for Attractive Gems Jewelers credit line to be activated.

You are not required to purchase any jewelry. Your account will remain active for as long as you pay your yearly membership fee.

If you decide to use your line of credit to purchase jewelry from our website or in any of our retail locations, there will be a 20% down payment required, with 24 months 0% financing for the remaining balance * Your Minimum Monthly Payment will be 5% or $30 whichever is greater, unless your account balance is less than $30 in which case the Minimum Monthly Payment will be equal to the account balance*

Free shipping for any item/items purchased through our website or in any of our retail locations.

If your account is disputed for any reason, your credit line will be immediately closed and the balance owed will be due immediately. If the balance is not paid in full, the amount owed can and will be reported as closed in our database after 180 days, and your account will be sent to collections.