How it Works

Attractive Gems Jewelers $10,000.00 revolving credit line with 24-month 0% financing gives you an opportunity to obtain a Credit card even if you have bad credit, we believe in giving everyone with or without credit a chance! and hope to gain happy customers for years to come.

YOUR APPROVAL IS GUARANTEED as long as you meet the below criteria:

  • Must be a US Citizen
  • Must be 18 years of age or older
  • Must have a valid Social Security number

Accounts are reported to all 3 credit bureaus (Experian, TransUnion, and Equifax) on a monthly basis.

Attractive Gems Jewelers $10,000 revolving credit line has a onetime membership fee of $149.99 and an annual maintenance fee of $99.99

  • MEMBERSHIP FEE: On the Effective Date of the Agreement, Borrower will be charged a one-time nonrefundable membership fee of $149.99 to initiate the account (“Membership Fee”).
  • ANNUAL FEE: A maintenance and service fee of $99.99 will be applied to your account each year beginning on the anniversary date of the Effective Date (“Annual Fee”). The Annual Fee shall be payable on each anniversary of the Effective Date until the Agreement is terminated. The annual fee will be auto-charged to the card on file.

Attractive Gems Jewelers will not pull a hard or soft inquiry, but will Identify your identity through a secure system.

Attractive Gems Jewelers reports your account open to the three credit bureaus on a monthly basis for as long as your yearly membership fee is paid.

You can cancel your yearly membership fee at any time.

At any time, you decide to cancel your membership, your account will be reported as closed.

If Attractive Gems Jewelers does not receive your yearly membership payment on the due date your account will not be reported the following month, and will consider your account to be closed.

There are no refunds as this is a digital product; unless the account is not reported for 90 days.

It will take between 15 to 45 days from the day you become a member, for Attractive Gems Jewelers revolving line of credit to show on your three credit bureaus reports.

You are not required to purchase any jewelry, just keep your Revolving credit line open.

If you decide to use your line of credit to purchase jewelry from our website or in any of our retail locations, there will be a 20% down payment required, with 24 months 0% financing for the remaining balance * Your Minimum Monthly Payment will be 5% or $30 whichever is greater, unless your account balance is less than $30 in which case the Minimum Monthly Payment will be equal to the account balance*

Free shipping for any item/items purchased through our website or in any of our retail locations.

If your account is disputed for any reason, your revolving credit line will be immediately closed on all three credit bureaus and the balance owed will be due immediately. If the balance is not paid in full, the amount owed can and will be reported as a closed and a charged off account after 180 days.

If you decide to purchase jewelry using your $10,000 credit card account, please come into any of our retail stores (currently in Texas and California).

Our website will be available Spring 2021 for online purchases using your $10,000 credit account.